St. Lucia IBC formation
International Business Company under the St. Lucia International Business Companies Act. Post-2019 territorial tax: foreign-source income is exempt, St. Lucia-source income is taxed at 30%. Off the EU Annex I and Annex II lists and off the FATF grey list as of February 2026. No public UBO register; beneficial ownership is held by the licensed registered agent. Filed in about 5 business days via the Pinnacle online registry.
- Tier
- GRAY
- Formation
- 5 business days
- KYC
- Tier 1
- Renewal
- $1899/yr
What's included
- St. Lucia government incorporation fee: we file and pay it on your behalf via the Pinnacle online registry
- Memorandum of Association (International Business Company under the International Business Companies Act)
- Articles of Association
- First Director and Subscriber Resolutions
- Beneficial Owner Declaration (collected and held by the licensed registered agent under St. Lucia AML law and RATLA)
- First-year licensed St. Lucia registered-agent and registered-office service
- OFAC, EU, and UN sanctions screen on the order
- Tier 1 KYC: government photo ID, proof of address, source-of-funds attestation
What's NOT included
- Apostille (sold separately at $179; St. Lucia supports it under the Hague Convention, and banks that require legalized documents will ask for it)
- Year-2+ registered-agent and government-fee renewal ($1,899/yr to keep the company in good standing, due each January)
- Bank account opening (separate post-formation flow; Caribbean or Asia-corridor rails are the natural home, and US rails do not onboard St. Lucia IBCs)
- Economic-substance filing or advice for 'relevant activities' under the Economic Substance Act 2019 (referred to a tax advisor; we form the entity, we do not do tax or substance)
- Mail forwarding (we don't sell this)
We list what's not included on every product page so there are no checkout surprises.
Operator-grade use case
The list-clean mid-tier Caribbean IBC. Reach for it when you want offshore privacy and a territorial-tax wrapper but your counterparties or banking treat any EU or FATF listing as a problem. St. Lucia is off EU Annex I and Annex II and off the FATF grey list as of February 2026, which reads cleaner to a compliance desk than Anguilla, Vanuatu, or Panama. GRAY tier, with no public UBO register: beneficial ownership is held by the licensed registered agent, not published.
Common deployments: foreign-source-income operating companies for non-US tax-resident operators (foreign-source income is exempt; St. Lucia-source income is taxed at 30%), international IP-licensing structures (note the Economic Substance Act 2019 reaches IP holding), and Bitcoin-treasury holding entities for non-US Bitcoiners who settle in BTC or USDT via BitSettle.
Less ideal for US persons, who get no US-tax benefit (CFC and Subpart F apply, plus FBAR and Form 5471 reporting), and for operators who need US banking, since the major US rails do not onboard St. Lucia IBCs. If list-clean status is not your constraint, the Seychelles IBC at $1,099 all-in does similar holding work for materially less; if you need a tier-1 reputation for institutional counterparties, the BVI Business Company is the step up.
What you'll need to hand us
- Email address
- Country of residence
- Intended use statement (free-text)
- Government-issued photo ID (passport or national ID)
- Proof of address (utility bill, bank statement, or government letter, dated within 90 days)
- Source-of-funds attestation (drop-down + free text)
- Optional: PEP and adverse-media screening consent
- Everything in Tier 1
- Beneficial owner declaration for every party with 25%+ ownership
- Source-of-wealth documentation (tax return, employment letter, salary, asset proof)
- Manual enhanced-due-diligence reviewer notes from our KYC partner
Common questions
- What is a St. Lucia IBC good for?
- A list-clean Caribbean International Business Company for holding, trading, and Bitcoin-aligned operations. Territorial tax exempts foreign-source income and taxes St. Lucia-source income at 30%, and the jurisdiction is off both the EU Annex I/II and FATF grey lists as of February 2026.
- What KYC is required?
- Tier 1: a government photo ID, a recent proof of address, a beneficial-owner declaration, and a source-of-funds attestation, collected and held by the licensed registered agent under RATLA. Anonymous formation is not available.
- Is there a public owner register?
- No. St. Lucia keeps a non-public beneficial-ownership register held by the registered agent and accessible to competent authorities only on formal legal request. Owner and director names are not published.
- How do I pay?
- The $2,449 all-in price is settled in BTC, Lightning, or USDT via BitSettle, with the St. Lucia government fee included. Renewal is $1,899/yr, due each January.
Operators usually pair this with
Seychelles IBC
Classic offshore IBC.
Apostille + Good Standing
Apostille + Good Standing for international banking.
Offshore RA Renewal
Annual offshore RA renewal.
Banking Concierge
Account-opening introductions + application prep. No guarantees, better odds.